Let Citibank take care of all your debts...

Why overburden yourself with all kinds of loans and pay high interest rates, when you can transfer all your loans to Citibank at a much lower cost? Debt Consolidation by Citibank, you can pay off all your debts and save your money too!.

Exciting Features

  • Highest Loan Amounts
    You can avail a loan from Rs. 3 lacs to 1.2 crores to suit your requirements

  • Easy Monthly Installments
    You can pay back your loan in easy and affordable monthly installments spread over 1 to 20 years, depending on type of loan being transferred to Citibank.

    Do you want to know what your monthly installment will be?.

  • High Loan to Values
    Citibank finances upto 60% of the loan against the value of the property.

  • Free Pre-Approved Credit Card
    As a special offer for its valued customers, with every home loan that is booked, you get a pre-approved Credit Card ABSOLUTELY FREE for the 1st year. Now that's what we call value for money!

  • Pricing
    Choose the mark-up rate that suits you best.  We offer three different kinds of mark-up rates – the Adjustable Rate and Flexi Fixed Rate.
  • Flexible Payments
    Citibank Home Loans gives you the unique option of reducing your principal balance through partial and full pre-payments or through the step-up payment plan for a nominal fee. This will allow you to reduce your overall mark-up costs as and when you have access to additional funds.
    To find out more talk to your Relationship Manager.

  • Clubbing of Spouses income
    To avail the facility of obtaining a higher loan amount, Citibank Home Loans offer you the option of adding your spouse's income to arrive at the maximum loan amount.

  • Lowest Rates on Property and Life Insurance
    We have made special arrangements with major Insurance Companies to provide you with very low and attractive Property and Life Insurance rates.

  • Minimum Processing Fees
    We offer you your dream home at a minimal processing fee. Our panel of experts take care of legal and appraisal formalities. They strive to ensure that the property you are purchasing is at the right price and has proper documentation. Our process guide gives you the breakup of our processing fees.