1. In the Adjustable Rate Home Loan, the mark-up rate of the loan is linked to the one year Treasury Bill rate.
2. Adjustable is based on the weighted average cost of the last three 1-year T-bill auctions
3. The rate of mark-up is fixed for 12 months and subsequently revised every 12 months in line with the movement in the Treasury Bill rates, i.e. if the T-bill rates move down, your mark-up decreases and vice versa.


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